Personal Checking

Checking plans that are right for you!

Download application here:

Applications are READ ONLY and cannot be submitted online, please print the application and submit it in person.

Free Checking - Do you like saving money? Then this account is for you! A small opening deposit is required, but no minimum balance required, and no monthly maintenance or transaction fees. There's also convenient ATM access to your account any time throughout the U.S. and some foreign countries. You will receive a monthly bank statement, but checks are held at the bank for safe keeping. Plus convenient, toll free, and easy access to balance information from our "First Line", First National Bank's telephone access line. Transfers from other First National Bank deposit accounts can be made by telephone or pre-authorized request to save you time and give you easy access to your funds.

Regular Checking - A small opening deposit and daily balance is required to open this account. Your checks are returned in your monthly statement. Account holders will have convenient access to their funds any time, at any ATM location throughout the U.S. and some foreign countries. You'll also be able to access balance information or make pre-authorized transfers between First National Bank deposit accounts with our toll free, convenient telephone access line, "First Line".

First Now Account - This account allows you to maximize your earnings by paying you a competitive interest rate on your balance while allowing you full access to your funds. A minimum opening deposit is required and maintaining a daily balance requirement will prevent a service charge. It's easy to open and even easier to maintain! Account holders will have convenient access to their funds any time at any ATM location throughout the U.S. and some foreign countries. You'll be able to access balance information or make pre-authorized transfers between First National Bank deposit accounts through our toll free, convenient telephone access line, "First Line".

Senior Citizens Checking - Worry-free and easy describes this account. If you're 62 years of age or older we'll reward you with an account that has a small opening deposit requirement; No daily balance requirements; No monthly maintenance fees; and NO monthly check or debit fees! When we say worry-free, we mean it! You too will have convenient access to your money any time at any ATM location throughout the U.S. and some foreign countries. Account holders can access balance information or make pre-authorized transfers between First National Bank deposit accounts through our toll free, convenient telephone access line, "First Line". So whether you're at your condo in Arizona or on the road in your RV, you'll always have access to your hard-earned funds!

E-NOW Checking - This account will allow you to earn an amazing APY on qualified balances and reduce your carbon footprint along the way.  You will earn the amazing APY on your qualifying balances if you have at least 15 check card transactions that are signature based each statement cycle and e-statements.* 
 

 

Extras

Don't forget the extras!

Getting your FNB account is just the beginning, don’t forget these extras to make your experience more rewarding!